Financial Sector Assessment

Indicators of Access to Financial Services

Financial institutions

Number of branches, or other banking service outlets, for each bank, NBFI, and DFI and for each province (state and local jurisdictions)

Number of ATMs for each bank, NBFI, and DFI and for each province

Size distribution of loans for banks, NBFIs, and DFIs; similar distribution data for deposits

Number of employees for each bank, NBFI, and DFI and for each province


Percentages of households with transaction accounts, payment cards; total number of transaction accounts, payment cards in the system


Percentages of households with savings accounts; total number of savings and time deposit accounts

Allocation of fundsa

Percentage of households with residential mortgage; with other borrowings in last year (stock or flow)

Percentage of enterprises (including unincorporated) with borrowing from formal financial intermediaries

Percentages of enterprises reporting credit refusal in past year or discouraged borrowers Monitoring usersa

Number and percentage of loans covered by various credit registries Risk transformation

Percentage of households with life, motor, and household insurance Cost of financial services (banking charges)a

Average or lowest quintile of the cost of maintaining standard transactions accounts (all inclusive cost) for financial intermediaries

Cost of standard internal retail payment; cost of standard international remittance from a specified source country

Подпись: BPercentage of households with more than 1 hour traveling distance from a bank branch by public transport

Note: NBFI = nonbank financial institution; DFI = development finance institution; ATMs = automated teller machines.

a. These data were proposed by Honohan (2004) as basic national access indicators. Compilation of data will typically require surveys of households, financial service providers, and experts with knowledge of the field. Further breakdown of the proposed access information by socioeconomic classes of households or types of enterprises (e. g., microenterprises) would increase the value of available information for policy and research purposes. Such information can be combined with data on holdings of various financial assets and liabilities by households, nonfinancial corporates, and financial institutions for a more detailed assessment.

Добавить комментарий

Financial Sector Assessment

International Finance Corporation (IFC)

IFC publishes the Emerging Markets Database (EMDB). EMDB contains the latest figures for all IFC indices—global, investable, industry, and frontier—and on market data such as prices, corporate actions, and stock …

Links with the Basel Core Principle

The “efficient resolution of problems in banks” is mentioned in the Core Principles for Effective Banking Supervision (BCP) issued by the BCBS as one of the key precondi­tions for effective …

The Mapping of Macroscenarios to Balance Sheets: The Bottom-Up Approach

Translating a macroeconomic framework into the balance sheet of a financial institution requires mapping macrovariables into a set of common risk factors that can be applied to stress individual balance …

Как с нами связаться:

тел./факс +38 05235  77193 Бухгалтерия
+38 050 512 11 94 — гл. инженер-менеджер (продажи всего оборудования)

+38 050 457 13 30 — Рашид - продажи новинок
Схема проезда к производственному офису:
Схема проезда к МСД

Партнеры МСД

Контакты для заказов шлакоблочного оборудования:

+38 096 992 9559 Инна (вайбер, вацап, телеграм)
Эл. почта: