Understanding the Mathematics of Personal Finance
Acknowledgments
A tolerant group of relatives and friends helped me to interpret various published documents about different financial instrument rules’ calculations and then read my drafts and commented on whether or not I was explaining things more clearly. This group includes my wife Suzanna, my daughter and son-in-law Gillian and Aaron Madsen, and my friends Mel Slater and Chip Shanley.
Susanne Steitz-Filler at John Wiley and Sons has been patient and helpful as the structure of this book evolved from my original ideas.
I thank you all.
List of Abbreviations
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ADB APR ARM ATM CD Cmpds CORR COL DB EAPR HECM HUD IAWPC INC Int or INT IOU IRA Mnth NAPR Nr NrPmts PMT PV SEC SEP Tot or TOT Vol |
Average Daily Balance Annual Percentage Rate Adjustable Rate Mortgage Automatic Teller Machine Certificate of Deposit Compoundings Corrected Cost of Living Daily Balance Effective Annual Percentage Rate Home Energy Conversion Mortgage (Department of) Housing and Urban Development Immediate Annuity with Period Certain Income Interest I Owe You (a promissory note) Individual Retirement Account Month Nominal Annual Percentage Rate—same as APR Number Number of Payments Payment Present Value (U. S.) Securities and Exchange Commission Single Employer Pension Total Volume (number of shares traded in a given time) |
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